Credits and leasing

Credits

1.
Credits for private clients:
1.1.
administration fee for the conclusion, extension  of the contract or increase of the amount  (one-off, calculated from the amount specified in the contract)
0.40 % from the credit amount (min. 160.00 EUR)
1.2.
other fee of amendment of agreement conditions
150.00 EUR
1.3.
early repayment fee (shall apply to Mortgage and Real estate credits)

On the interest amendment day - free of charge
On other days not more than 3 % from the amount of repayable credit or its part.  The exact amount shall be determined in accordance with the Rules for calculation of the compensation for the repayment of credit related to real estate  the credit agreement expiry approved by the Bank of Lithuania.

1.4.
early repayment fee (applicable to other credits issued to private customers)
1.5% of early repayment amount
1.5.
commitment fee (calculated from unused credit amount)
0.40% of annual interest
1.6.
a fee for issue of a consent for a repeated pledge of assets to another creditor
150.00 EUR
2.
Consumer credits:
2.1.
administration fee
1.0 % (min. 30.00 EUR)
2.2.
fee of amendment of agreement conditions
50.00 EUR
3.
Credits for studies:
3.1.
document analysis fee
14.48 EUR
3.2.
administration fee (a single time fee calculated from the credit amount specified in the agreement)
0.5 % (min. EUR 28.96)
3.3.
fee of amendment of agreement conditions
14.48 EUR
4.
Preparation of credit-related documents (certificates, consents, permissions, confirmations), changing of the due date
20.00 EUR

Leasing

  • The exact size of a fee shall be defined by the Bank to each Customer individually after assessing the credit-related documents and/or the Customer's particular request.
Administration fee for leasing agreement conclusion
(a single time fee calculated from the price of assets specified in the agreement)
if object of a lease is a car, and:
amount of assets is up to EUR 30 000
from 0.7 % (min. 160.00 EUR)
price of assets is between EUR 30 000.00 EUR and EUR 60 000
from 0.5 % (min. 160.00 EUR)
amount of  assets is from EUR 60 000
from 0.3 %
if object of a lease is other asset
from 0.7 % (min. 160.00 EUR)
Administration fee for operating leasing agreement conclusion
(a single time fee calculated from the price of assets specified in the agreement) 
from 1.5 % (min. 160.00 EUR)
The fee applicable to amendment of agreement conditions 
from 0.5 % (min. 150.00 EUR)
A fee applicable for analysis of other requests of the Customer and preparation of documents, changing of the due date
from 20.00 EUR
fee of early redemption
not applied