Consumer credits

We have different dreams and different needs, sometimes they are smaller and sometimes bigger. When You need money to make them true it is worth  taking a consumer credit - You could use it for glasses, washing machine, computer, flat repair works, holidays, car and other needs.

Why it is worth choosing consumer credit issued by „SB lizingas“ at Šiaulių bankas?

  • You can borrow between EUR 30 and EUR 15,000.
  • Credit can be granted for a period of up to 84 months.
  • In addition, an insurance agreement can be concluded.
  • You can repay the credit before its maturity without any additional fees.

Standard example of Consumer credit:
If you take a credit of 7 000 EUR with 60 months maturity, fixed interest rate of 0 %, and a one-off administration fee of 0,55 %, in this case a total amount paid by the borrower 9 310 EUR, a total credit price annual rate -12,49 %, and an average instalment - 155,17 EUR.

How to apply for?

It might be relevant to You

We would like to draw Your attention that a  total amount of the monthly instalments paid by You to various credit institutions should not exceed 40 per cent of  Your total net income received per month.

Using financing services you accept financial liabilities. Before granting a credit the bank shall take into consideration your income and current liabilities.

Borrow responsibly - if you fail to meet your financial obligations, you can lose real estate pledged for the  credit. Improper execution of financial obligations can also adversely affect your credit history and increase borrowing costs.