Mortgage Loan Calculator

The specific terms of financing are determined individually and depend on the results of the client’s creditworthiness assessment.

Jei imate 90 000 EUR kreditą, įkeisdami nekilnojamąjį turtą, 30 metų laikotarpiui, kai 5,93 proc. kintamoji metinė palūkanų norma, pasirinktas anuitetinis metodas, sumokate 360 EUR vienkartinį sutarties administravimo mokestį, tai bendra kredito kainos metinė norma būtų 6,13 proc., bendra Jūsų mokama kredito suma – 193 158,64 EUR. Bendras kredito įmokų skaičius – 360, o mėnesio įmokos suma – 535,55 EUR.

If you took out a mortgage loan of EUR 90,000 for a period of 30 years with a variable interest rate of 5.93 per cent, where the payments are made on an annuity basis and you paid a one-off agreement administration fee of EUR 360, the annual percentage rate of charge would be 6.13 per cent and you would repay the total loan amount of EUR 193,158.64. The total number of mortgage payments – 360; monthly payment amount – EUR 535.55.

Annual percentage rate of charge is calculated based on the following assumptions: (I) the loan agreement remains in force for the entire agreed period and no amendments to its terms are made; (II) the loan is disbursed in full and immediately; (III) the parties properly fulfil their obligations on terms and conditions of the loan agreement; (IV) the interest rate specified in this example is applied throughout the effective period of the loan agreement, which, including other amounts payable, remains the same as at the time of concluding the loan agreement and applies until the end of the loan agreement; (V) no payment holiday is applied; (VI) the loan is not repaid before its maturity date. Costs of which the Bank is not aware are not included in the sample calculation of the total annual percentage rate of charge.