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Deposits

What types of deposits can be placed with Šiaulių Bankas?

Šiaulių Bankas offers the following list of the deposits for your option:

  • Time deposit
  • Time deposit PLIUS
  • Time deposit with additional interest (during the distribution period)
  • Accumulative deposit for savings
  • Child's deposit.
How to enter into deposit contract?

The deposit contract can be entered into:

  • By coming to the nearest branch of Šiaulių Bankas
  • By logging into internet bank you can enter into time deposit or time deposit PLIUS contract.
What are the benefits of entering into deposit contract via internet bank?

Via internet bank, you can conveniently and quickly manage your deposit:

  • If you want to place a deposit, you do not need to go to the bank
  • For a time deposit of 1 year or longer, an interest of 0.10 per cent is applied
  • You can control the extension of the deposit contract yourself if the terms of the deposit contract provide such an option
  • You can terminate your deposit contract at any time via internet bank if the terms the deposit contract provide such an option.
Is it possible to terminate deposit contracts already concluded with the bank?

In many cases you can. Before termination of the contract, we invite you to familiarize yourself with the terms of termination of deposits specified in your deposit contract.

Important. Individuals may terminate the PLIUS time deposit only under special circumstances upon arrival to any branch of Šiaulių Bankas.

What interest rate is set by automatically extending the deposit?

In the case of extension of the contract, the bank applies the bank-approved interest rates for such type of deposit at the date of the contract renewal.

Is it possible to open up a joint deposit for several people and give them access to this deposit?

At the request of several clients, a joint deposit may be made in Šiaulių Bankas. The deposit in such common account is accessible to all the depositors tog