Projects Coordinated by 2017-11-01

3 per cent of fixed annual interest

Up to 20 years

Payment for construction works, 50% of technical project preparation value and 50% of maintenance costs

15 per cent to measures increasing energy efficiency defined by the Government of the Republic of Lithuania if the previously  calculated heating energy consumption is reduced by at least 20 percent.

Up to 25 per cent to measures increasing energy efficiency defined by the Government of the Republic of Lithuania if the previously  calculated heating energy consumption is reduced by at least 40 percent.

An administrator of a project* who signed a credit agreement on his behalf acting in favour of inhabitants.

Repayment of a credit and credit and interest can be subject to grace period up to 30 months from the day of the disbursement of the first portion.

The funds of the credit are paid directly to contractors for the finished works.

Not subject to charges applicable to document analysis, credit  administration, commitment , amendment of agreement conditions and early repayment of the credit. 

Credit is issued in euros.

Credit is repaid in a linear annuity method - the instalment is reducing each months.

Inhabitants may repay the credit or its portion prior to the set maturity. This shall not be subject to any extra charge or penalties.