Credit Payment Cards

  Mastercard® Business

1. Issue payment cards

1.1. card validity

3 years

1.2. currency of a card account

EUR

1.3. issue of a card

10.00 EUR

2. Card services

2.1. monthly servicing of a card

2.5 EUR

2.2. update of a card after its expiry

10.00 EUR

2.3. payment card replacement upon the Customer's request  prior to the card's expiry

6.00 EUR

2.4. announcement of a payment card as invalid

free of charge

2.5. payment for a purchase and  service

free of charge

2.6. dispatch of a card by registered mail in Lithuania

free of charge

2.7. dispatch of a changed card by registered mail abroad

6.00 EUR

2.8. urgent dispatch of a changed card by registered mail abroad 

60.00 EUR

2.9. urgent production of a card

25.00 EUR1

3. Placement of cash

3.1. at the ATMs of Šiaulių bankas

Up to EUR 15,000 per month 0.05%, exceeding it - 0.2%

3.2. in the terminals Perlas Finance UAB 

0.50 EUR

4. Cash withdrawal and other ATM transactions

4.1. Withdrawal of cash from

4.1.1. The ATMS of Šiaulių Bankas

2 % (min. 2.00 EUR)

4.1.2. in the terminals Perlas Finance UAB

2 % (min. 2.00 EUR)

4.1.3. in the network of Lithuanian and foreign banks

2 % (min. 3.00 EUR)

4.2. Other ATM operations2

4.2.1. card balance verification at the ATMS of Šiaulių Bankas

free of charge

4.2.2. card balance verification at the ATMS of other Lithuania and foreign banks

0.60 EUR

4.2.3. printing of 5 (five) last transactions at the ATMS of Šiaulių bankas

free of charge

4.2.4. printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks 

0.60 EUR

4.2.5. change of card PIN code at the ATMS of Šiaulių Bankas

0.60 EUR

5. Receipt of a copy of document regarding executed transaction3

5.1. when settlement took place in Lithuania

10.00 EUR

5.2. when settlement took place abroad

15.00 EUR

6. A limit of transactions per 24 hours

6.1. cash withdrawal transactions

6.1.1. amount

1 000.00 EUR

6.1.2. number of transactions (units)

5

6.2. transactions of settlement for goods and services

6.2.1. amount

4 000.00 EUR

6.2.2. number of transactions (units)

unlimited

6.3. Change of a  transaction limit set for 24 hours upon the Customer's request 

6.00 EUR

7. Conditions and fees of credit limit granting

7.1. Credit limit4 type 

Without credit With permanent credit With revolving credit

7.2. conclusion of an agreement

-

0,7 % (min. 15.00 EUR from the credit limit)

7.3. annual interest on the negative balance of the account (when the Credit limit is not given to the account)9

- - -

7.4. the period during which the credit limit must be covered

30 days by agreement By agreement

8. Security programme (applicable to the selected card)5

0.90 EUR

9. Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency

2.5 %

1If a Clients submit an application before 11:30 at noon on a business day, the produced card could be issued in the Bank's unit on the next business day, if the application is submitted after 11:30 at noon, the card will  be issued in tow business days.

2If such service is provided in the ATM of other banks.

3In the event of a claim, the Commission fee shall apply if the customer's claims appear to be invalid. 

4 If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.

5Commission fee due for the Security programme applicable to the Card shall be deducted once a month (on the first calendar day of each months) from the Card account. The commission fee for the Security programme shall be paid for the current calendar month.