Prudential standards

Bank	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-31	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2016-12-31	2015-12-31	2014
Capital adequacy, % (>14.76%)	22.24	21.16	22.30	23.34	21.21	19.67	18.13	18.76*	16.48	17.90	19.93	19.90*	18.16	18.25	19.24	20.10*	18.66	18.81	18.61	16.09	15.30	16.11	16.80	14.82	15.19	15.85	16.77	15.32	16.89	14.59	11.94
Tier I capital adequacy ratio (TIER1), % (>12.25%)	18.75	18.68	19.82	20.85	18.70	17.16	17.31	17.94*	15.65	17.00	18.95	18.96*	17.19	17.28	18.22	19.07*	17.49	17.63	17.45	14.90	15.30	16.11	16.80	14.82	13.91	14.46	15.22	13.64	14.88	12.48	9.83
Tier I own capital adequacy ratio (CET1), % (>10.05%)	18.75	18.68	19.82	20.85	18.70	17.16	17.31	17.94*	15.65	17.00	18.95	18.96*	17.19	17.28	18.22	19.07*	17.49	17.63	17.45	14.90	15.30	16.11	16.80	14.82	13.91	14.46	15.22	13.64	14.88	12.48	9.83
NSFR, % (≥ 100%)	145.06	138.91	137.76	146.27	148.66	137.45	132.07	139.76*	131.20	137.34	137.99	149.37	141.02	145.67
LCR, % (≥ 100%)	154.51	196.39	209.49	213.65	181.57	221.12	261.09	179.46	152.37	150.12	200.10	241.95	224.83	229.65	288.34	277.79	309.48	218.44	298.09	202.21	211.99	234.60	287.17	276.59	257.99	226.64	274.55	307.41	323.79	indicator is carried out	indicator is carried out
Maximum loan to one debtor, % (<25%)	13.08	13.08	13.30	13.21	15.46	17.16	17.72	12.09*	10.33	10.69	10.87	10.70*	11.06	10.99	10.93	8.42*	11.51	11.82	12.14	14.83	15.87	15.11	15.34	18.23	18.84	15.46	15.72	18.43	12.18	14.58	17.47
Financial group
Capital adequacy, % (>14.76%)	21.22	20.01	21.11	22.41	21.34	19.61	18.13	18.96*	16.52	17.96	20.15	20.42*	18.54	18.62	19.65	20.69*	18.69	18.85	18.66	16.19	15.37	16.26	17.01	15.11	15.48	16.18	17.10	15.53	17.20	14.82	12.25
Tier I capital adequacy ratio (TIER1), % (>12.25%)	17.69	17.49	18.59	19.90	18.82	17.1	17.30	18.14*	15.69	17.07	19.16	19.47*	17.56	17.65	18.64	19.65*	17.51	17.66	17.49	14.99	15.37	16.26	17.01	15.11	14.21	14.80	15.56	13.86	15.19	12.70	10.13
Tier I own capital adequacy ratio (CET1), % (>10.05%)	17.69	17.49	18.59	19.90	18.82	17.1	17.30	18.14*	15.69	17.07	19.16	19.47*	17.56	17.65	18.64	19.65*	17.51	17.66	17.49	14.99	15.37	16.26	17.01	15.11	14.21	14.80	15.56	13.86	15.19	12.70	10.13
NSFR, % (≥ 100%)	141.20	134.9	138.95	142.98	145.45	134.06	132.49	137.60*	128.60	134.84	138.42	147.39	139.10	142.86
LCR, % (≥ 100%)	155.83	198.88	211.98	216.94	183.39	224.54	270.16	183.76	155.82	152.07	204.03	246.78	229.02	233.89	294.18	283.06	317.06	223.47	306.81	206.13	216.27	239.66	295.42	281.05	263.98	230.71	279.75	313.35	346.88	indicator is carried out	indicator is carried out
Maximum loan to one debtor, % (<25%)	12.74	14.15	14.32	14.02	15.37	17.21	17.71	11.94*	10.29	10.63	10.78	10.48*	10.91	10.83	10.76	8.22*	11.58	11.89	12.21	14.96	15.93	15.15	15.48	17.82	18.54	15.09	15.40	18.09	12.01	14.39	17.10
Bank group
Capital adequacy, %	21.27	20.05		22.46	21.30	19.57	18.01	18.85*	16.40	17.81	19.99	20.27*	18.42	18.50	19.57	20.58*	18.56	18.72	18.54	16.16	15.26	16.13	16.88	14.95	15.27	15.98	16.88	15.53	17.03	14.24	11.35

* The value of the indicator after the inclusion of retained earnings in the capital.