Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Uždaryti
E-life New SB draudimas self-service portal For SB draudimas customers who signed insurance contracts from 12/01/2023 and former INVL Life customers whose contracts were transferred to SB draudimas. LOG IN
Download „SB draudimas“ mobile App.
SB draudimas self-service portal Old SB draudimas self-service portal For SB draudimas customers who signed insurance contracts till 30/11/2023 LOG IN

Contactless Mastercard Business

The most suitable contactless card for companies to make convenient, easy and safe payments!

This payment card is one of the most popular international business credit cards. Company's funds in this payment card account can be used for payment both in Lithuania and abroad. 

Benefits of Contactless Mastercard Business

USEFUL. A credit card account may have a credit limit of up to EUR 3,000. The limit is granted for the period of validity of the card;

EASY. A conctactless Mastercard Business can be used to pay for purchases without PIN code confirmation when the amount does not exceed the transaction amount set for the specific card reader. Wishing to pay You have to touch your card on the reader marked with a symbol .

SAFE. These payments are safe as they are subject to multiple layers of security. Mastercard Business cardholders are provided with travel insurance free of charge. You may also additionally order a Security programme.

Being a holder of the MasterCard Business you will be able to
  • easily use the funds for company's needs and control them;
  • receive a revolving or permanent credit limit in the payment card account - up to EUR 3000 can be granted during the card usage period;
  • to change a number of transactions per day at your own discretion, which is very useful if you prefer to limit the amount that could be withdrawn in cash from ATMs or paid while settling for good with a payment card;
  • pay for goods and services in all places marked with Mastercard brand in Lithuania and abroad;
  • pay on the Internet, book a flight, hotel room or make a car reservation;
  • place cash into a card account through ATMS of Šiaulių bankas network that accept cash or through terminals of Perlas Finance UAB;
  • withdraw cash from ATMS of Šiaulių bankas network, from any other bank's ATM in Lithuania or abroad  or other ATMs in Lithuania and abroad or through terminals of Perlas Finance UAB;
  • change your payment card PIN code to another code through ATMS of Šiaulių bankas network.
  • cancel payment card chip blocking (if it was blocked because of a wrong PIN code enter into a chip card reader) through ATMS of Šiaulių bankas network.

Mastercard Business travel insurance

Major terms and conditions of travel insurance
  1. The travel insurance shall apply to the card holder and two co-workers travelling together.
  2. While on personal journey the insurance coverage shall apply to the Cardholder  and his family members: the spouse of or life partner, children (or adopted children, or children in foster care) under 19 years of age (under 24 years of age if in full-time education - the number of  family members is not limited.
  3. Medical Expenses and Trip Cancellation Covers shall apply when the Insured is  up to and including 75 (seventy-five) years of age.
  4. The number of journeys per year is not limited.
  5. Insurance is valid not longer that for 90 calendar days per one journey of the insured person.
  6. Travelling insurance is valid in all the countries except Lithuania and cardholder's country of residence (if he/she is not a resident of Lithuania).
  7. Travel insurance shall apply if you have an active Mastercard Business card issued by the bank.
  8. In the event of trip  or baggage delay, the insurance benefit shall be cover  real expenses  when delay exceed three hours.
Mastercard Business card insurance shall cover:

Insurance cover

Sum insured each and every event

Medical expenses

Emergency treatment

250 000 €

Emergency dental treatment to alleviate pain

up to the sum of medical expenses insurance

Repatriation

up to the sum of medical expenses insurance

Expenses of accompanying persons

not exceeding 1000 €, 10 days

Mobile phone costs

50 €

insurance against accidents

Death

30 000 €

Disability

30 000 €

Personal civil liability insurance

30 000 €

Baggage insurance

Loss, damage, destruction of baggage

1 000 €

Theft of the computer belonging to the employer

600 €

Baggage delay (exceeding 3 hours)

Real costs, not  more than 500  €

Travel documents’ loss

Real costs, not  more than 500  €

Travel cost insurance

Trip cancellation costs

1 000 €

Missed flight costs

Trip delay (exceeding 3 hours)

Real costs, not  more than 300  €

Terrorism cover

applicable

Rental Vehicle Excess Waiver

1 500 €

Where to turn to in case of an insured event?

If you receive in-patient curative  

  1. If the emergency medical aid is provided to You in a hospital, please contact APRIL Lithuania Assistance UAB  by yourself or with the help of a doctor and inform about the event  before starting treatment.
  2. Turn to those medical  institutions that belong to the public health care system.

How to report about an insured event?

Report about  the insured event immediately, however not later than within 15 calendar days after You return to your permanent place of residence:

OPS Lietuva Assistance, UAB

Please note!

How to acquire?

You may acquire a payment card

Communities of the multi-apartment house owners wishing to order a business payment card have to provide the following: