Credit with Pledge
Why the credit with pledge is attractive?
- A credit amount is not limited (depending on the client’s income and pledge);
- A credit can be repaid prior to the deadline set in the agreement;
- no life insurance is required;
- we will give a preliminary answer whether a credit will be granted immediately.
What is the purpose of the credit with pledge?
- Business development (for persons with a business certificate);
- acquisition of real estate;
- various personal expenses.
What is the currency and term of the credit?
- The credit with pledge is granted in euro;
- The term of the credit with pledge – up to 5 years.
What amount of the credit with pledge can you apply for?
- Credit size depends on the client’s and his/her family’s income and the value of the pledged real estate;
- Credit repayment guarantees:
- pledged real estate (residential house with land, apartment, garage, commercial or industrial premises);
- other liquid assets (car, shares, etc.).
How the credit with pledge will be repaid?
- Interest rate on the credit with pledge – fixed or variable;
- Credit will be repaid in instalments under the repayment schedule specified in the credit agreement;
- Interest is paid every month;
What documents are required to obtain the credit with pledge?
- Credit application for natural persons
- personal identification documents confirming your and your spouse’s personal identity;
- copies of agreements (credit, leasing, insurance agreement, agreements on alimony benefits, etc.) defining your and your spouse’s obligations to natural and legal persons;
- ownership documents of the property to be pledged.