Service plans

¹ If the commission is not paid for 12 months or more, the service plan will be suspended and the standard rates will apply.

²Lojaliems is granted to those who have a steady monthly income in their account. If there is no steady income for three consecutive months, Šiaulių bankas unilaterally starts applying the Tradicinis service plan fees.

³ Once the Payment Card has been unlinked from the service plan, it will be subject to the Payment Card Administration Fee.

⁴ A limited-quantity, exclusively designed Mastercard Gold payment card with the LoungeKey™ service. The LoungeKey™ service is provided free of charge 2 times per calendar year. If the set number of free visits is exceeded or if accompanying guests visit airport lounges, a one-time fee of 32 USD per person is applied for each visit. If, within 12 months from the date of setting up the Kosminis service plan, the customer uses the LoungeKey™ service and during this period decides to terminate the Kosminis service plan or close bank accounts, the customer must compensate the bank for the LoungeKey™ fees paid for the LoungeKey™ service provided to the customer.

⁵ The standard cash withdrawal limit for a payment card is 1000 EUR per day. You can change the limit free of charge in the Online Bank or in the Bank's app. The limit change is also available at Šiaulių bankas customer service branches (a fee applies for this service). If the service plan is changed from a plan with a lower withdrawal limit to a plan with a higher limit, the higher limit plan's withdrawal amount per current month will apply. If the plan is changed from a plan with a higher withdrawal limit to a plan with a lower limit, and the customer has already withdrawn an amount equal to or greater than the lower limit, it is considered that the limit has been reached, and the customer will no longer be able to withdraw money for free.

⁶ Some ATMs may charge a fee for cash withdrawals (independent of the Bank). You will see a notification on the ATM screen. If the ATM fee is unacceptable to you, we recommend trying ATMs from other networks.

⁷ For cash withdrawals more than 4 times per month or exceeding 750 EUR per month, a 2 % (min. 3 EUR) commission fee is applied starting from the fifth cash withdrawal operation or exceeding 750 EUR.

⁸ For cash withdrawals exceeding 2,000 EUR per month, a 2 % (min. 3 EUR) commission fee is applied on amounts exceeding 2,000 EUR.

⁹ For cash withdrawals more than 3 times per month or exceeding 200 EUR per month, a 2 % (min. A 3 EUR commission fee is applied starting from the fourth cash withdrawal operation or on amounts exceeding 200 EUR.

¹⁰ For cash withdrawals exceeding 3,000 EUR per month, a 2 % (min. 3 EUR) commission fee is applied on amounts exceeding 3,000 EUR.

¹¹ For cash withdrawals exceeding 550 EUR per month, a 0.5 % (min. 0.50 EUR) commission fee is applied on amounts exceeding 550 EUR.