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Service plan Cosmic

The ‘Cosmic’ service plan is only available to credit card holders with a special limited-edition design.

Exclusive offers for all private customers of Šiaulių Bankas using payment cards linked to the service plan ‘Cosmic’!

Cash

With the service plan ‘Cosmic’ you can withdraw up to EUR 3,000/month free of charge* at any ATM, and you can deposit cash free of charge** and without limit at ATMs in the MEDUS network.

* Excludes currency exchange fees and fees charged by ATMs in another country.

** If you wish to have an unlimited cash deposit limit, please contact any Šiaulių Bankas customer service point or fill in a free form application in the Internet Bank.

LoungeKey

Free access to over 1,200 airport VIP lounges 2 times a year from the date of purchase of your card with the ‘Cosmic’ service plan.

LoungeKey instructions for use

How do I use LoungeKey™ self-service?

  • Before using LoungeKey™, activate Secure Online Payment in your online bank or bank's mobile app.
  • Create your personal LoungeKey account by entering your card details:
    • by visiting https://www.loungekey.com/en/europemastercard2fv/ or
    • aby downloading the LoungeKey app:
           
    • Adding your credit card to your LoungeKey™ account will reserve USD 1 for up to 10 days, pending card approval. Each new credit card must be added separately.

The LoungeKey app gives you a possibility to:

  • use your digital card (just show it in your app to enter the lounge)
  • see and track your personal history of visits to the business lounge
  • search for lounges faster
  • find out what services the lounges offer
  • and get discount offers.
Terms and Conditions of the LoungeKey

The Cosmic Plan is suitable for those who want to withdraw up to €3,000 per month in cash at all ATMs and for those who like the convenience of travelling - 2 times a year, you will be able to enjoy free access to more than 1,200 VIP lounges at airports.

In case of any queries do not hesitate contacting us by tel. 1813 (+370 37 301 337 when calling from abroad) email info@sb.lt or by visiting customer service points of Šiaulių Bankas.

Fees of service plans

Included in the comparison: Typical rates Tradicinis Maksimalus Jaunimui Modernus Kosminis Main payment account

Service plans for private customers

Typical rate

Tradicinis service plan

Maksimalus service plan

Jaunimui service plan

(up to and including 22 years)

Modernus service plan

Kosminis service plan

Main payment account

Monthly commission1

-

EUR 1.70

EUR 3.20 with debit card

EUR 3.20 with debit card

EUR 0

EUR 1.10

EUR 6.99

EUR 1.47, for social support recipients – EUR 0.732

Special monthly commission Lojaliems3, Senjorams

-

EUR 1,10

-

-

-

-

-

1. Account management4

EUR 1.00 per month

Includes all accounts in euro

Includes all accounts in euro

Includes all accounts in euro

Includes all accounts in euro

Includes all accounts in euro

Includes all accounts in euro

2. SEPA credit transfers in euro online

EUR 0.23 within the bank

EUR 0.41 to other banks

Free of charge

Free of charge

Free of charge

Free of charge

Free of charge

10 transfers per month free of charge

3. Online payment acceptance

EUR 0.23 within the bank

EUR 0.41 to other banks

Free of charge

Free of charge

Free of charge

Free of charge

Free of charge

4. Issuance and administration of a debit card (Debit Mastercard)5

Free of charge and EUR 1.00 per month.

1 card free of charge

1 debit or credit card free of charge

1 card free of charge

1 card free of charge

-

1 card free of charge

5. Issuance and administration of a credit card  (Mastercard Gold)6

EUR 4.00 and EUR 3.50 per month.

-

-

-

1 credit card with LoungeKey™ service free of charge6

-

6. Paying by card for a purchase or service

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

7. Cash deposits at Medus network ATMs

Up to EUR 7 500 per month free of charge, if  exceeded – 0.2% of the amount exceeding EUR 7 500

Typical rate

Typical rate

Typical rate

Typical rate

Unlimited7

Unlimited7

8. Cash deposit at UAB Perlas Finance terminals

EUR 0.40

Typical rate

Typical rate

Typical rate

Typical rate

Typical rate

Unlimited

9. Cash withdrawals8

9.1. In Medus network and Bankomatas.lt network ATMs

With a debit card “Debit Mastercard”  0.5% (min. EUR 0.50), with a credit card “Mastercard Gold“ 2% (min. EUR 3.00)

With Debit Mastercard EUR 750 (4 transactions) free of charge10

With a debit card “Debit Mastercard” or with a credit card "Mastercard Gold" (depending on the chosen plan) EUR 2 000 per month free of charge11

With a debit card “Debit Mastercard” 200 EUR (3 transactions) free of charge12

Typical rate

With a credit card "Mastercard Gold" EUR 3,000 per month free of charge13

With a debit card “Debit Mastercard”  EUR 550 per month free of charge14

-

9.3. In ATMs of other Lithuanian and foreign banks9

2% (min. EUR 3.00)

With a debit card “Debit Mastercard”  2 % (min. EUR 3)

9.4. In UAB Perlas Finance terminals

With a debit card “Debit Mastercard”  EUR 0.60, with a credit card

"Mastercard Gold" 2% (min. EUR 3.00)

With a debit card “Debit Mastercard”  2 % (min. EUR 3)

-

10. Concluding an internet banking agreement

Free of charge

Free of charge

Free of charge

Free of charge

Free of charge

Free of charge

Free of charge

1 If the commission is not paid for 12 months or more, the service plan will be suspended and the standard rates will apply.

2 A monthly commission of EUR 0.73 shall apply to clients who have been granted cash social assistance to the needy population in accordance with the Law on Cash Social Assistance to the Needy Population of the Republic of Lithuania.

3 The "Traditional" service plan with a "Loyal" discount can be ordered by a Client who receives regular income in an account with the Bank (salary, pension, social benefits). If the Customer using the "Traditional" Service plan with a "Loyal" discount does not receive regular income for three consecutive months , the Bank unilaterally starts applying the "Traditional" Service plan to him from the following month.

4 Includes the opening and closing of the Bank Account.

5 Once the Payment Card has been unlinked from the service plan, it will be subject to the Payment Card Administration Fee.

6 A limited-quantity, exclusively designed Mastercard Gold payment card with the LoungeKey™ service. The LoungeKey™ service is provided free of charge 2 times per calendar year. If the set number of free visits is exceeded or if accompanying guests visit airport lounges, a one-time fee of 32 USD per person is applied for each visit. If, within 12 months from the date of setting up the Kosminis service plan, the customer uses the LoungeKey™ service and during this period decides to terminate the Kosminis service plan or close bank accounts, the customer must compensate the bank for the LoungeKey™ fees paid for the LoungeKey™ service provided to the customer.

7 If you wish to have an unlimited cash deposit limit, please contact any Šiaulių Bankas customer service point or fill in a free form application in the Internet Bank.

8 Withdrawal limits only apply to the bank card linked to the service plan - other cards held by the customer are charged at typical fees.

9 In some Lithuanian or foreign ATMs, an ATM fee (independent of the Bank) may be applied for cash withdrawals. You will see a message about it on the ATM screen. If the ATM fee is unacceptable to you, we recommend that you try ATMs of other networks.

10 For cash withdrawals more than 4 times a month or in excess of EUR 750 per month, there is a commission of 2% (min. EUR 3) on the fifth cash withdrawal or in excess of EUR 750.

11 Cash withdrawals of more than EUR 2 000 per month are subject to a 2% min. A commission of EUR 3 on more than EUR 2 000.

12 Cash withdrawals of more than 3 times per month or more than EUR 200 per month are subject to a 2% min. EUR 3 commission per 4 cash withdrawals or more than EUR 200.

13 Cash withdrawals of more than EUR 3 000 per month are subject to a 2% min. A commission of EUR 3 is charged on the amount over EUR 3 000.

14 Cash withdrawals of more than EUR 550 per month are subject to a 0.5% min. EUR 0.50 commission on amounts over EUR 550.

Note. For all service plans shall apply Terms and conditions