Car Leasing
Why is it worth choosing a car leasing in Šiaulių Bankas?
- Casco insurance not required if a leasing amount is up to EUR 6 000 In other case, we can insure Your leased car at favourable conditions;
- You can conclude a leasing agreement in any trading venue or in any customer service point of Šiaulių Bankas;
- all leasing agreements can be also signed with an electronic signature.
Conditions for a used car leasing
| Covering with Casco insurance | Without covering with Casco insurance | |
|---|---|---|
| Financed amount up to | unlimited | EUR 6 000 |
| Initial deposit |
If financed amount is:
|
|
| Contract period up to |
60 months |
|
| Car age at the end of leasing contract |
no more than 12 years |
unlimited |
| One-off contract administration fee shall be determined |
individually, taking into account the buyer's ability to pay |
|
If you have some unanswered questions about financing, fill in LEASING REQUEST form or come to the customer service point of Šiaulių Bankas.
| Initial deposit |
If financed amount is:
|
|---|---|
| Contract period | up to 60 months |
| Annual interest rate when initial payment is from 0 to 20 % | EURIBOR + margin 5,2 %, but no less than 5,3 % |
| Annual interest rate when initial payment is from 20 % | EURIBOR + margin 3,8 %, but no less than 3,9 % |
| One-off contract administration fee shall be determined |
individually, taking into account the buyer's ability to pay |
Example. If total granted credit amount is EUR 15 030.00, period 36 months, variable interest rate: 6 months EURIBOR + margin 4.9 per cent, but no less than 5.3 per cent, EUR 115.00 administration fee, EUR 0.00 initial deposit, then total amount to be paid by credit recipient is EUR 16 404.63, partial payment amount is EUR 443.08, total annual percentage rate of consumer credit price is 5.97 per cent.
If you have some unanswered questions about financing, fill in LEASING REQUEST form or come to the customer service point of Šiaulių Bankas.
| Initial deposit |
If financed amount is:
|
|---|---|
| Contract period | up to 84 months |
| Annual interest rate when initial payment is from 0 to 10 % | EURIBOR + margin 4,19 %, but no less than 4,39 % |
| Annual interest rate when initial payment is from 10 % | EURIBOR + margin 2,79 %, but no less than 2,99 % |
| One-off contract administration fee shall be determined |
individually, taking into account the buyer's ability to pay |
Example. If total granted credit amount is EUR 20 000.00, period 60 months, variable interest rate: 6 months EURIBOR + margin 2.79 per cent, but no less than 2.99 per cent, EUR 175.00 administration fee, EUR 5 000 initial deposit, then total amount to be paid by credit recipient is EUR 21 557.06, partial payment amount is EUR 359.29, total annual percentage rate of consumer credit price is 3.40 per cent.
If you have some unanswered questions about financing, fill in LEASING REQUEST form or come to the customer service point of Šiaulių Bankas.