Payment Cards No Longer Issued
| Mastercard® Standard | ||||||
|---|---|---|---|---|---|---|
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1. Issue of payment cards |
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1.1. card validity |
3 years | |||||
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1.2. currency of a card account |
EUR | |||||
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1.3. issue of a card |
not updated | |||||
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2. Kredito kortelės aptarnavimas |
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2.1. issue of a card servicing |
1.15 EUR1,2 (monthly) |
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2.2. update of a card after its expiry |
not updated2 | |||||
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2.3. payment card replacement upon the Customer's request prior to the card's expiry |
6.00 EUR3,2 | |||||
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2.4. announcement of a payment card as invalid |
free of charge | |||||
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2.5. payment for a purchase and service |
free of charge | |||||
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2.6. insurance against accidents |
free of charge | |||||
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2.7. dispatch of a changed card by registered mail in Lithuania |
3.00 EUR | |||||
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2.8. dispatch of a changed card by registered mail abroad |
6.00 EUR | |||||
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2.9. urgent dispatch of a changed card by registered mail abroad |
60.00 EUR | |||||
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2.10. urgent production of a card4 |
- | |||||
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3. Placement of cash |
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3.1. at the ATMs of Šiaulių Bankas |
free of charge | |||||
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3.2. in the terminals Perlas Finance UAB |
0.40 EUR | |||||
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4. Cash withdrawal and other ATM transactions |
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4.1. Withdrawal of cash from |
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4.1.1. from the ATMS of Šiaulių Bankas |
2 % (min. 3.00 EUR) | |||||
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4.1.2. in the terminals Perlas Finance UAB |
2 % (min. 3.00 EUR) | |||||
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4.1.3. in the network of Lithuanian and foreign banks |
2 % (min. 3.00 EUR) | |||||
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4.2. Other transactions at ATM5 |
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4.2.1. card balance verification at the ATMS of the Šiaulių Bankas |
free of charge | |||||
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4.2.2. card balance verification at the ATMS of other Lithuania and foreign banks |
0.60 EUR | |||||
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4.2.3. printing of 5 (five) last transactions at the ATMS Šiaulių bankas |
free of charge | |||||
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4.2.4. printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks |
0.60 EUR | |||||
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4.2.5. change of card PIN code at the ATMS Šiaulių Bankas |
0.60 EUR | |||||
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5. Collection of documents confirming the performed transaction6 |
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5.1. when settlement took place in Lithuania |
10.00 EUR | |||||
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5.2. when settlement took place abroad |
15.00 EUR | |||||
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6. A limit of transactions per 24 hours |
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6.1. cash withdrawal transactions |
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6.1.1. amount |
1 000.00 EUR | |||||
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6.1.2. number of transactions |
5 | |||||
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6.2. transactions of settlement for goods and services |
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6.2.1. amount |
4 000.00 EUR | |||||
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6.2.2. number of transactions |
unlimited | |||||
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6.3. Change of a transaction limit set for 24 hours upon the Customer's request |
6.00 EUR | |||||
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6.4. paros operacijų limito keitimas Banko internetinėje bankininkystėje |
free of charge | |||||
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7. Credit limit granting conditions and fees7 |
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Credit limit types Without creditWith permanent creditWith interest-free credit |
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7.1. conclusion of an agreement |
free of charge |
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7.2. period of free credit usage |
30 days |
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7.3. Annual interest for a negative account balance (when a credit limit is not granted to the account) |
12 %8 |
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7.4. period during which credit limit should be covered |
30 days |
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7.5. amendment to conditions of the credit limit usage |
- | |||||
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7.6. activation of the card after past due of the continuous period of the credit usage |
6.00 EUR | |||||
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7.7. urgent production of a card4 |
- | |||||
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8. Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency |
2.5 % | |||||
1 Providing the client fails to take up the card or terminates the card before its expiry, the Bank shall debit the fee for the current month.
2 Mastercard Standard payment cards are not issued any longer. They are updated / changed into the respective MasterCard Standard / MasterCard Gold payment cards.
3 If a payment card has to be replaced not because of the customer's fault, the amendment fee shall not be applied.
4 If a Clients submit an application before 11:30 at noon on a business day, the produced card could be issued in the Bank's unit on the next business day, if the application is submitted after 11:30 at noon, the card will be issued in tow business days
5 If such service is provided in the ATM of other banks.
6 In the event of a claim, the Commission fee shall apply if the customer's claims appear to be invalid.
7 If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.
8 In case the Client fails to fulfil the condition specified in the Agreement the double interest shall apply.