Payment Cards No Longer Issued

  Mastercard® Standard

1. Issue of payment cards

1.1. card validity

3 years

1.2. currency of a card account


1.3. issue of a card

not updated

2. Kredito kortelės aptarnavimas

2.1. issue of a card servicing

1.15 EUR1,2


2.2. update of a card after its expiry

not updated2

2.3. payment card replacement upon the Customer's request  prior to the card's expiry

6.00 EUR3,2

2.4. announcement of a payment card as invalid

free of charge

2.5. payment for a purchase and  service

free of charge

2.6. insurance against accidents

free of charge

2.7. dispatch of a changed card by registered mail in Lithuania

3.00 EUR

2.8. dispatch of a changed card by registered mail abroad

6.00 EUR

2.9. urgent dispatch of a changed card by registered mail abroad

60.00 EUR

2.10. urgent production of a card4


3. Placement of cash

3.1. at the ATMs of Šiaulių Bankas

free of charge

3.2. in the terminals Perlas Finance UAB

0.40 EUR

4. Cash withdrawal and other ATM transactions

4.1. Withdrawal of cash from

4.1.1. from the ATMS of Šiaulių Bankas

2 % (min. 3.00 EUR)

4.1.2. in the terminals Perlas Finance UAB 

2 % (min. 3.00 EUR)

4.1.3. in the network of Lithuanian and foreign banks

2 % (min. 3.00 EUR)

4.2. Other transactions at ATM5

4.2.1. card balance verification at the ATMS of the Šiaulių Bankas

free of charge

4.2.2. card balance verification at the ATMS of other Lithuania and foreign banks 

0.60 EUR

4.2.3. printing of 5 (five) last transactions at the ATMS Šiaulių bankas

free of charge

4.2.4. printing of 5 (five) last transactions at the ATMS of other Lithuania and foreign banks 

0.60 EUR

4.2.5. change of  card PIN code at the ATMS Šiaulių Bankas

0.60 EUR

5. Collection of documents confirming the performed transaction6

5.1. when settlement took place in Lithuania

10.00 EUR

5.2. when settlement took place abroad

15.00 EUR

6. A limit of transactions per 24 hours

6.1. cash withdrawal transactions

6.1.1. amount

1 000.00 EUR

6.1.2. number of transactions


6.2. transactions of settlement for goods and services

6.2.1. amount

4 000.00 EUR

6.2.2. number of transactions


6.3. Change of a  transaction limit set for 24 hours upon the Customer's request 

6.00 EUR

6.4. paros operacijų limito keitimas Banko internetinėje bankininkystėje

free of charge

7. Credit limit granting conditions and fees7

Credit limit types Without creditWith permanent creditWith interest-free credit

7.1. conclusion of an agreement

free of charge
free of charge

7.2. period of free credit usage

30 days

7.3. Annual interest for a negative account balance (when a credit limit is not granted to the account)

12 %8

7.4. period during which credit limit should be covered

30 days
According to agreement
According to agreement

7.5. amendment to conditions of the credit limit usage


7.6. activation of the card after past due of the continuous  period of the credit usage

6.00 EUR

7.7. urgent production of a card4


8. Currency conversion fee when currency of the settlement or cash withdrawal with card does not coincide with account currency

2.5 %

1 Providing  the client fails to take up the card or terminates the card before its expiry, the Bank shall debit the fee for the current month.

2 Mastercard Standard payment cards are not issued any longer. They are updated / changed into the respective   MasterCard Standard / MasterCard Gold payment cards. 

3 If a payment card has to be replaced not because of the customer's fault, the amendment fee shall not be applied.

4 If a Clients submit an application before 11:30 at noon on a business day, the produced card could be issued in the Bank's unit on the next business day, if the application is submitted after 11:30 at noon, the card will  be issued in tow business days

5 If such service is provided in the ATM of other banks.

6 In the event of a claim, the Commission fee shall apply if the customer's claims appear to be invalid. 

7 If indebtedness occurs on the card account in this case it is recognized that the Bank has granted a Customer of the appropriate amount of credit limit.

8 In case the Client fails to fulfil the condition specified in the Agreement the double interest shall apply.